What is the best proof of home ownership?
Proof of Home Ownership
The most widely accepted proof of home ownership is a deed to the property, which is a legal document that records the ownership of a property. There are several types of deeds, such as warranty deeds, quitclaim deeds, and special purpose deeds, each serving different legal purposes and levels of guarantee.
Common Documents Used as Proof
- Deed to the Property: The primary legal document showing ownership, recorded in public records.
- Title Certificate: A document issued by a title company or government authority confirming ownership and clear title.
- Mortgage Documents: Official documents that demonstrate a financial interest in the property, often accompanying the deed.
- Property Tax Records: Paid property tax receipts or statements can support ownership claims, though they are less definitive than deeds.
Additional Evidence
In some cases, other documents like the original purchase agreement, settlement statement (HUD-1), or a recent property appraisal can support ownership status, but the deed remains the primary legal proof.